Summary - The Bottom Line
Discover how to put the full power of
risk based lending to work at your credit union.
When you purchase "Risk Based Lender – The Credit Union Solution”, you receive:
A complete "hardcopy" credit union lending package
fees or maintenance fees
- No additional
materials/supplies required (other than credit reports)
- The package
training on how to become a proficient and confident risk
- Step-by-step setup
- Staff training material;
- Tested and
"optimized" risk tier levels for
each Equifax, Experian, and TransUnion credit bureaus;
- Board of
Directors proposal template;
- Sample risk based
- Tier testing score sheets;
- Model Loan officer log;
- Sample paycheck stuffer;
instructions on how to analyze, interpret, and mold your
- Plus, all material
is on floppy disk, in Microsoft Word format, for easy
credit union customization.
The premiere “dual-risk score system”
for credit unions.
single-risk scores, which only consider delinquency risk, this package
evaluates delinquency risk -- plus -- bankruptcy risk.
If you agree that bankruptcy is a growing problem -- you need
risk score system. If you don't agree -- no problem,
the system can easily be modified to accommodate a one risk
tier level is thoroughly tested and "blended", using a
proprietary formula for optimum results.
underwriting parameters and guidelines:
- I explain the
options -- you choose the best mix for your credit union's
unique goals, operations, and membership base.
You determine your credit union's risk
tolerance levels and establish the appropriate parameters within
draw your own “line in the sand” to separate acceptable from
unacceptable risk levels (automatic denials).
choose what to do with your current under-writing guidelines and
how or if you wish to incorporate them into this program.
decide when and if you want to modify the
underwriting parameters in order to meet short-term goals,
address changing economic conditions, and loan
- Excellent Value
- Low selling price coupled with a
wealth of information, analytical tools, and unlimited free support.
- Free Clients Section for updates
and new information.
- Free email newsletter with
latest risk based lender news and updates.
risk based lending product in the credit union industry
- over 270
credit union users (with assets ranging from $1 million to $750 million)
- Take up to
one full year--365 days-- to evaluate this package. If
you are not completely satisfied – simply return the package for
a prompt, courteous, hassle-free refund of your purchase price
(excluding shipping & handling).
accept your Risk-Free Trial Offer - Click Here
Free Booklet Download
Special Low Price
What other credit unions are saying:
"From the first page of your Risk Based Lender
- The Credit Union Solution, I was hooked! Saying that you have
mastered risk based lending would be an understatement. Thank
God you have crammed your endless research into one perfect package
for credit unions..."
Lanier Federal Credit Union
"I think your program is the most comprehensive
and understandable of all of the RBL plans I have come across.
Thanks for a program that keeps it simple."
Altoona Postal Employees Credit Union
"I have to give you an update on your program.
We are 100.1% loaned out, our delinquency ratio is .16%, and we're
making money hand-over-fist. The members love the program
and so do we. Thanks again!"
Joan E. Wagner
Saratoga Springs Federal Credit Union
"Having managed this credit union for 21
years, I was appreciative of your approach to the issues as well as
the clear and concise way that the material and method was
Dor Wic Federal
"After a year of using the matrix, our turn around time is quicker,
all loans use the same criteria, and we're able to lend to members
that may not have gotten loans before. Thank you Dave for all your
Falls Federal Credit Union