Risk Based Lender
"The Credit Union Solution"





Free PDF Booklet Download

Although the booklet contains much of the same information that is on this website, it's layout and formatting makes it easier to distribute the information to other staff and board members.

To Download the files, RIGHT- CLICK on the link (below), then choose "Save Target As", note the location where the file will be saved, click "Save".  The file will then be downloaded to your computer.

To Read the File first, (requires Adobe reader -- see note below if you don't already have a copy installed on your computer)
Simply click on the link (below). 
After reading, if you wish to download, click on the "save" icon (the floppy disk--next to the printer icon on the toolbar).  Make sure to note the location on your PC where the file will be saved). 

To Print the booklet without downloadingYou may also print this booklet directly from it's web location:  first open the booklet, then click on the adobe "printer" icon (picture of printer to the right of the floppy disk icon on the adobe reader program).  

NOTE:  This booklet is in Adobe PDF format, if you don't already have Adobe Reader installed on your computer, you may click on the "Adobe Icon" below for a free download. 

Get Acrobat Reader


Free Booklet Download
Click Here



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What other credit unions are saying:

"From the first page of your Risk Based Lender - The Credit Union Solution, I was hooked!  Saying that you have mastered risk based lending would be an understatement.  Thank God you have crammed your endless research into one perfect package for credit unions..."

Robin Simpson
Lanier Federal Credit Union

"I think your program is the most comprehensive and understandable of all of the RBL plans I have come across.  Thanks for a program that keeps it simple."

Ted Glunt
Altoona Postal Employees Credit Union

"I have to give you an update on your program.  We are 100.1% loaned out, our delinquency ratio is .16%, and we're making money hand-over-fist.  The members love the program and so do we.  Thanks again!"

Joan E. Wagner
Saratoga Springs Federal Credit Union

"Having managed  this credit union for 21 years, I was appreciative of your approach to the issues as well as the clear and concise way that the material and method was presented."

Wendy Bailey
Dor Wic Federal
Credit Union

"After a year of using the matrix, our turn around time is quicker, all loans use the same criteria, and we're able to lend to members that may not have gotten loans before. Thank you Dave for all your help."

Gail Isles
Falls Federal Credit Union





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